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Triumph Insurance Service (“Company,” “we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information in compliance with applicable U.S. privacy laws, including the California Consumer Privacy Act (CCPA), the Gramm-Leach-Bliley Act (GLBA), and, where applicable, the Health Insurance Portability and Accountability Act (HIPAA).
1. Information We Collect
We may collect the following categories of information:
Identifiers: Name, email address, phone number, mailing address, Social Security number, driver’s license, or other government ID.
Health Information (HIPAA-covered data): If you apply for or receive health-related insurance products, we may collect protected health information (PHI).
Internet/Technical Data: IP address, device type, browser information, and usage activity on our website.
2. How We Use Your Information
We use the information we collect to:
Provide insurance quotes, services, and products.
Process applications, underwriting, billing, and claims.
Comply with legal, regulatory, and contractual obligations.
Communicate with you about your policies or inquiries.
Detect, investigate, and prevent fraud or security incidents.
Conduct internal analytics and improve services.
3. Sharing and Disclosure of Information
We do not sell your personal information. We may share your information only as permitted by law, including:
With Affiliates and Service Providers: To help deliver services (e.g., insurers, adjusters, payment processors, IT providers).
For Legal Compliance: To government authorities, regulators, or law enforcement when required.
Business Transfers: In case of a merger, acquisition, or sale of assets.
4. Your Privacy Rights
A. CCPA Rights (for California Residents)
If you reside in California, you have the right to:
Know what categories of personal information we collect and the purposes of use.
Request access to specific personal information we hold about you.
Request deletion of your personal information, subject to legal exceptions.
Opt out of the sale or sharing of your personal information (we do not sell personal information).
Not be discriminated against for exercising your rights.
To exercise these rights, please contact us at [Insert Contact Email or Phone]. We will verify your request as required by law.
B. GLBA Notice
As a financial services provider, we comply with the Gramm-Leach-Bliley Act (GLBA). This means:
We provide you with a clear notice of our privacy practices annually.
We safeguard your nonpublic personal information with physical, electronic, and procedural protections.
We limit disclosure of your financial information to only what is legally permitted or necessary to provide services.
C. HIPAA Compliance (if applicable)
If we collect or process Protected Health Information (PHI) in connection with health insurance products:
We comply with HIPAA privacy and security requirements.
We will only use or disclose PHI as permitted by law (e.g., for treatment, payment, or healthcare operations).
You have the right to access, amend, and request restrictions on your PHI, subject to HIPAA rules.
5. Data Security
We maintain administrative, technical, and physical safeguards to protect your personal and financial information against unauthorized access, use, or disclosure. While we take reasonable precautions, no security system is completely secure.
6. Data Retention
We retain your information only as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements.
7. Children’s Privacy
Our services are not directed at children under 13. We do not knowingly collect information from children.
8. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised Effective Date.
9. Contact Us
If you have any questions about this Privacy Policy, or wish to exercise your rights under CCPA, GLBA, or HIPAA, please contact us:
Triumph Insurance Service's Email: [email protected] Phone: (360) 241-2466 Address: 2814 N Pioneer Canyon Dr
Ridgefield, WA 98642
"At Triumph Insurance Services, we believe protecting your family’s future is the greatest triumph of all."