Privacy Policy

Effective Date: 09/11/2025

Website: www.TriumphInsuranceservice.com

I Devon J Peterson am Doing Business As (DBA) - Triumph Insurance Service (“Company,” “we,” “our,” or “us”) values your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information in compliance with applicable U.S. privacy laws, including the California Consumer Privacy Act (CCPA), the Gramm-Leach-Bliley Act (GLBA), and, where applicable, the Health Insurance Portability and Accountability Act (HIPAA).

1. Information We Collect

We may collect the following categories of information:

Identifiers: Name, email address, phone number, mailing address, Social Security number, driver’s license, or other government ID.

Insurance & Financial Information: Policy details, claims information, payment details, and employment information.

Health Information (HIPAA-covered data): If you apply for or receive health-related insurance products, we may collect protected health information (PHI).

Internet/Technical Data: IP address, device type, browser information, and usage activity on our website.

2. How We Use Your Information

We use the information we collect to:

Provide insurance quotes, services, and products.

Process applications, underwriting, billing, and claims.

Comply with legal, regulatory, and contractual obligations.

Communicate with you about your policies or inquiries.

Detect, investigate, and prevent fraud or security incidents.

Conduct internal analytics and improve services.

3. Sharing and Disclosure of Information

We do not sell your personal information. We may share your information only as permitted by law, including:

With Affiliates and Service Providers: To help deliver services (e.g., insurers, adjusters, payment processors, IT providers).

For Legal Compliance: To government authorities, regulators, or law enforcement when required.

Business Transfers: In case of a merger, acquisition, or sale of assets.

4. Your Privacy Rights

A. CCPA Rights (for California Residents)

If you reside in California, you have the right to:

Know what categories of personal information we collect and the purposes of use.

Request access to specific personal information we hold about you.

Request deletion of your personal information, subject to legal exceptions.

Opt out of the sale or sharing of your personal information (we do not sell personal information).

Not be discriminated against for exercising your rights.

To exercise these rights, please contact us at [Insert Contact Email or Phone]. We will verify your request as required by law.

B. GLBA Notice

As a financial services provider, we comply with the Gramm-Leach-Bliley Act (GLBA). This means:

We provide you with a clear notice of our privacy practices annually.

We safeguard your nonpublic personal information with physical, electronic, and procedural protections.

We limit disclosure of your financial information to only what is legally permitted or necessary to provide services.

C. HIPAA Compliance (if applicable)

If we collect or process Protected Health Information (PHI) in connection with health insurance products:

We comply with HIPAA privacy and security requirements.

We will only use or disclose PHI as permitted by law (e.g., for treatment, payment, or healthcare operations).

You have the right to access, amend, and request restrictions on your PHI, subject to HIPAA rules.

5. Data Security

We maintain administrative, technical, and physical safeguards to protect your personal and financial information against unauthorized access, use, or disclosure. While we take reasonable precautions, no security system is completely secure.

6. Data Retention

We retain your information only as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements.

7. Children’s Privacy

Our services are not directed at children under 13. We do not knowingly collect information from children.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised Effective Date.

9. Contact Us

If you have any questions about this Privacy Policy, or wish to exercise your rights under CCPA, GLBA, or HIPAA, please contact us:

10. SMS Communications & Opt-In Consent

We may offer the option to receive communications from us by SMS (text message) regarding quotes, policy updates, appointment reminders, service notifications, and related insurance communications.

How Consent Is Obtained

We obtain SMS consent through one or more of the following methods:

Website or landing page opt-in forms

Quote request or contact forms with SMS disclosure language

Written or electronic client applications

Verbal consent documented in our records

Text message keyword opt-ins

By providing your mobile number and opting in, you expressly consent to receive SMS messages from Triumph Insurance Service.

Message Terms

Message frequency varies based on your activity and service needs

Message and data rates may apply

Consent is not a condition of purchase

Opt-Out Instructions

You may opt out at any time by replying:

STOP — to unsubscribe
HELP — for assistance

After you opt out, you will no longer receive SMS messages except for confirmation of your opt-out request.

11. Use of SMS Information

Mobile numbers and SMS consent data are used only for:

Client communication

Policy servicing

Appointment reminders

Quote follow-ups

Compliance communications

We do not use SMS data for unrelated marketing without consent.

12. Mobile Information Sharing Statement

Mobile information will not be sold, rented, or shared with third parties for their marketing or promotional purposes.

Specifically:

Phone numbers are not sold

Phone numbers are not shared for third-party marketing

SMS consent records are not transferred to outside marketers

Messaging data is used only for service delivery and compliance purposes

We may share mobile contact data only with service providers who help us deliver messaging services (such as SMS platforms), and only under confidentiality obligations.

13. Cookies & Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance user experience and improve our services.

These technologies may collect:

Browser type

Pages visited

Time spent on pages

Referral sources

Device information

Session activity

We use cookies for:

Website functionality

Security and fraud prevention

Traffic analytics

Performance measurement

Form and session management

You can control cookie behavior through your browser settings. Disabling cookies may affect some website functionality.

14. Analytics & Tracking Tools

We may use third-party analytics or tracking tools (such as website analytics platforms or advertising pixels) to understand website usage and improve marketing performance.

These tools may collect:

Aggregated visitor behavior

Traffic patterns

Ad performance metrics

We configure these tools to avoid collecting unnecessary personal information whenever reasonably possible.

Triumph Insurance Service's
Email: [email protected]
Phone: (360) 241-2466
Address: 2814 N Pioneer Canyon Dr

Ridgefield, WA 98642