Terms and Conditions

Effective Date: 02/16/2026
Last Updated: 02/16/2026

These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and Triumph Insurance Service (“Company,” “we,” “our,” or “us”) governing your access to and use of the website https://triumphinsuranceservice.com, including all content, functionality, and services offered (collectively, the “Site”).

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Site.

1. Eligibility

You represent and warrant that you are at least eighteen (18) years of age (or the age of majority in your jurisdiction) and have the legal capacity to enter into these Terms. If you use the Site on behalf of an entity, you represent that you have authority to bind that entity.

2. License to Use the Site

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal or internal business purposes.

You agree not to:

Copy, reproduce, distribute, or modify Site content without written permission

Use the Site for unlawful, fraudulent, or deceptive purposes

Attempt to gain unauthorized access to systems or data

Interfere with Site security or performance

Use automated scraping or data extraction tools

3. Intellectual Property Rights

All Site content including text, graphics, layouts, logos, trademarks, and software is owned by or licensed to Triumph Insurance Service and protected by intellectual property laws.

No content may be reproduced or reused without prior written consent.

4. User Submissions

If you submit information, forms, feedback, or other content (“User Content”):

You grant us a worldwide, royalty-free license to use and process that content for business and service purposes.

You represent that:

You have the right to submit it

It is accurate and lawful

It does not violate third-party rights

We may remove submissions at our discretion.

5. Privacy & Data Practices

Your use of the Site is also governed by our Privacy Policy, which is incorporated by reference. That policy explains:

Data collection

Cookies & tracking

SMS consent

TCPA contact consent

Mobile data protections

6. Insurance & Quote Disclaimer

Information on this Site is provided for general educational and marketing purposes only and does not constitute legal, tax, or financial advice.

Insurance quotes, illustrations, and estimates:

Are not guarantees of coverage or pricing

Are subject to underwriting approval

May change based on carrier review

Do not create a binding policy

Coverage exists only when issued by an insurance carrier and accepted by the applicant.

7. No Professional Advice

Nothing on this Site constitutes legal, tax, investment, or accounting advice. You should consult qualified professionals before making financial or insurance decisions.

8. Third-Party Links and Services

The Site may link to third-party websites or tools. We do not control or endorse third-party content and are not responsible for their practices or policies.

Use them at your own risk.

9. Communications Consent (Calls, Texts, Email)

By submitting your contact information through the Site, you consent to receive communications from us regarding quotes, applications, policies, and services, including:

Calls

Emails

Text messages

These may be sent using automated dialing or prerecorded voice technology where permitted by law. Consent is not required to purchase insurance. Message and data rates may apply. You may opt out at any time.

See our Privacy Policy for full TCPA and SMS terms.

10. Disclaimers

To the fullest extent permitted by law:

The Site is provided “as is” and “as available.”
We disclaim all warranties, express or implied, including:

Merchantability

Fitness for a particular purpose

Non-infringement

Accuracy or completeness

We do not guarantee uninterrupted or error-free operation.

11. Limitation of Liability

To the maximum extent permitted by law, Triumph Insurance Service and its representatives shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from:

Site use or inability to use

Reliance on Site content

Technical failures

Data loss

Third-party actions

12. Indemnification

You agree to indemnify and hold harmless the Company and its representatives from any claims or losses arising out of:

Your misuse of the Site

Your violation of these Terms

Your violation of any law or third-party right

13. Termination

We may suspend or terminate Site access at any time for any reason, including Terms violations. Provisions that should survive termination will remain in effect.

14. Governing Law and Venue

These Terms are governed by the laws of the State of Washington, without conflict-of-law principles.

All disputes shall be resolved exclusively in the courts located in Clark County, Washington, and you consent to that jurisdiction.

15. Amendments

We may update these Terms at any time. Changes are effective upon posting. Continued Site use constitutes acceptance.

16. Severability

If any provision is found unenforceable, the remaining provisions remain valid.

17. Entire Agreement

These Terms, together with the Privacy Policy and posted legal notices, constitute the entire agreement regarding Site use.

18. SMS Messaging Terms & Conditions

18.1 SMS Program Description & Use Cases

By opting in to receive text messages from Triumph Insurance Service, you agree to receive SMS communications related to your insurance inquiries and services. SMS messages may include:

Quote follow-ups

Appointment scheduling and reminders

Application and underwriting status updates

Policy servicing notifications

Billing or payment reminders

Customer support communications

Compliance and account notices

Message frequency will vary based on your interaction and service needs.

19. Opt-In Consent

SMS consent is obtained through clear opt-in methods, which may include:

Website or landing page forms with SMS disclosure language

Quote or contact request forms

Client intake or application forms

Written or electronic signatures

Verbal consent documented in our records

Keyword text message opt-ins

Consent to receive SMS messages is not required as a condition of purchasing any product or service.

19.1 Opt-Out Instructions

You may opt out of SMS messages at any time by replying:

STOP — to unsubscribe
HELP — for assistance

After you send STOP, you will receive a one-time confirmation message and will no longer receive SMS messages unless you opt in again.

19.2 Opt-In Form Disclosure Requirement

All opt-in forms collecting mobile numbers will include substantially similar disclosure language:

By providing your mobile number and opting in, you agree to receive text messages from Triumph Insurance Service related to quotes, policies, and service updates. Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Reply HELP for help.

19.3 Message & Data Rates

Message and data rates may apply to any SMS messages sent or received, depending on your mobile carrier plan. Charges are billed by and payable to your mobile carrier.

19.4 Carrier Liability Disclaimer

Mobile carriers are not responsible or liable for delayed or undelivered messages.

20. Customer Support for Messaging

For help regarding SMS communications, you may contact:

Email: [email protected]
Phone: (360) 241-2466