Terms and Conditions

Effective Date: [09/11/2025]
Last Updated: [09/11/2025]

These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and Triumph Insurance Services (“Company,” “we,” “our,” or “us”) governing your access to and use of the website https://triumphinsuranceservice.com, including any content, functionality, and services offered (collectively, the “Site”).

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Site.

1. Eligibility

You represent and warrant that you are at least eighteen (18) years of age or the age of majority in your jurisdiction and have the legal capacity to enter into these Terms. If you are accessing the Site on behalf of an entity, you represent and warrant that you have authority to bind such entity.

2. License to Use the Site

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal or internal business purposes. You agree not to:

Copy, distribute, or modify the Site or any part thereof without prior written consent.

Use the Site for unlawful, fraudulent, or malicious purposes.

Interfere with the security, integrity, or performance of the Site.

3. Intellectual Property Rights

All intellectual property rights in and to the Site, including but not limited to text, graphics, design, logos, trademarks, and software, are owned by or licensed to Triumph Insurance Services. Except as expressly authorized, you shall not reproduce, modify, distribute, display, or create derivative works of any content.

4. User Content

You may submit, post, or upload content to the Site (“User Content”). By providing User Content, you grant us a worldwide, perpetual, irrevocable, royalty-free, sublicensable license to use, reproduce, distribute, display, and otherwise exploit such User Content in connection with the Site.

You represent and warrant that:

You own or have the necessary rights to provide such User Content.

Your User Content does not infringe the rights of any third party or violate applicable laws.

We reserve the right, in our sole discretion, to remove any User Content without notice.

5. Privacy and Data Protection

We process personal information in accordance with our https://triumphinsuranceservice.com/privacy-policy, which is incorporated into these Terms by reference. By using the Site, you consent to such processing.

6. Third-Party Links and Services

The Site may contain links to third-party websites or services. Such links are provided solely for convenience. We do not control, endorse, or assume responsibility for third-party websites, products, or services. Your dealings with third parties are solely between you and such third parties.

7. Disclaimers

To the fullest extent permitted by law:

The Site and Services are provided on an “as is” and “as available” basis.

We disclaim all warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

We make no representation or warranty that the Site will be error-free, uninterrupted, secure, or that defects will be corrected.

8. Limitation of Liability

To the maximum extent permitted by law, in no event shall Triumph Insurance Services, its affiliates, directors, officers, employees, or agents be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, including but not limited to loss of profits, goodwill, data, or business opportunities, arising out of or in connection with your use of the Site, regardless of the legal theory.

9. Indemnification

You agree to defend, indemnify, and hold harmless Triumph Insurance Services, its affiliates, officers, directors, employees, and agents from and against all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to:

Your use or misuse of the Site.

Your breach of these Terms.

Your violation of any third-party rights or applicable laws.

10. Termination

We may suspend or terminate your access to the Site, in whole or in part, at any time and for any reason, including but not limited to violation of these Terms. Upon termination, all provisions that by their nature should survive shall survive, including intellectual property rights, disclaimers, limitations of liability, and indemnification.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of United States/ Washington, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Clark County for the resolution of any disputes.

12. Amendments

We reserve the right to modify, amend, or update these Terms at any time in our sole discretion. Changes will be effective immediately upon posting to the Site. Your continued use of the Site constitutes acceptance of such changes.

13. Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the Site, constitute the entire agreement between you and Triumph Insurance Services with respect to the Site and supersede all prior or contemporaneous communications.